The impact of adoption cloud based accounting in micro, small, and medium entreprises in indonesia

Nursyahbani, Naily Tri (2026) The impact of adoption cloud based accounting in micro, small, and medium entreprises in indonesia. Diploma thesis, Politeknik Negeri Sriwijaya.

[img] Text (Cover)
Cover .pdf - Published Version

Download (422kB)
[img] Text (Abstrak)
Abstrak.pdf - Published Version

Download (108kB)
[img] Text (BAB I)
BAB I.pdf - Published Version
Restricted to Repository staff only

Download (133kB)
[img] Text (BAB II)
BAB II.pdf - Published Version
Restricted to Repository staff only

Download (152kB)
[img] Text (BAB III)
BAB III.pdf - Published Version
Restricted to Repository staff only

Download (285kB)
[img] Text (BAB IV)
BAB IV.pdf - Published Version
Restricted to Repository staff only

Download (292kB)
[img] Text (BAB V)
BAB V.pdf - Published Version
Restricted to Repository staff only

Download (191kB)
[img] Text (Lampiran)
Lampiran.pdf - Published Version
Restricted to Repository staff only

Download (92kB)
[img] Text (Daftar Pustaka)
Daftar pustaka.pdf - Published Version
Restricted to Repository staff only

Download (124kB)

Abstract

This study examines the impact of adopting cloud-based accounting systems on the performance of Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. Technological advancements have enabled MSMEs to access sophisticated financial tools, yet adoption remains low due to challenges such as privacy concerns, limited computer literacy, and infrastructure constraints. Cloud-based accounting offers benefits like cost savings, improved operational efficiency, real-time financial reporting, and enhanced data security, making it a promising solution for MSMEs to optimize financial management and boost business performance. Using a quantitative approach, data were collected via online surveys from 100 MSME owners across diverse sectors including Food & Beverage, Beauty, Agribusiness, and Fashion. The study analyzed the relationships between cloud accounting adoption and four key factors: business performance, user satisfaction, financial reporting quality, and financial efficiency. Statistical methods including multiple linear regression and Spearman’s rank correlation were applied to test hypotheses and evaluate variable influences. Results indicate that business performance strongly predicts cloud accounting adoption, with better- performing MSMEs more likely to implement such systems. User satisfaction also shows a significant positive correlation with adoption, highlighting the importance of system usability and integration. Improvements in financial reporting and financial efficiency significantly contribute to the willingness to adopt cloud-based solutions, underscoring the role of accurate, timely financial information and efficient resource use in driving technology uptake. The findings suggest cloud-based accounting substantially enhances MSME operations by facilitating better decision-making, reducing costs, and improving financial transparency. Recommendations include training MSME owners in digital accounting skills, providing incentives to encourage adoption, fostering collaborations between MSMEs and technology providers, and enhancing data security to build trust. This research contributes valuable insights for policymakers, technology developers, and MSMEs aiming to accelerate digital transformation and improve economic resilience in Indonesia’s vital MSME sector.

Item Type: Thesis (Diploma)
Uncontrolled Keywords: Cloud-basedaccounting, MSMEs,adoption, business performance, Indonesia
Subjects: H Social Sciences > HB Economic Theory
H Social Sciences > HG Finance
Divisions: Accounting > Research
Depositing User: Pustaka Akuntansi
Date Deposited: 10 Sep 2026 02:51
Last Modified: 10 Sep 2026 02:51
URI: http://eprints.polsri.ac.id/id/eprint/25231

Actions (login required)

View Item View Item