CAHYANI, REGITA (2024) THE IMPACT OF FINANCIAL LITERACY AND GENDER ON RETIREMENT PLANNING AMONG YOUNG ADULTS IN MALAYSIA. Other thesis, UPT PERPUSTAKAAN POLSRI.
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Text (CHAPTER 2 LITERATURE REVIEW)
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Text (CHAPTER 3 RESEARCH METHODOLOGY)
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Text (CHAPTER 4 RESULT AND DISCUSSION)
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Text (CHAPTER 5 SUMMARY, CONCLUTION AND RECOMMENDATION)
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Text (REFERENCES)
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Abstract
Retirement planning is an important aspect of individual financial management to ensure financial stability in the future. However, in Malaysia, low financial literacy and gender differences in financial behavior pose significant challenges in retirement preparation, especially among young adults. This study aims to examine the influence of financial literacy and gender on retirement planning among young adults in Malaysia. Using a quantitative descriptive approach, data was obtained through questionnaires distributed to 100 students at Management and Science University Malaysia. The data were analyzed using classical assumption test and multiple linear regression. The results of the analysis show that financial literacy and gender significantly influence retirement planning. The F test yielded an F value of 49.381 with a significance value of 0.000, indicating that the overall regression model is significant. In addition, the t-test shows that financial literacy (t = 9.938; p = 0.000) and gender (t = 2.149; p = 0.034) have a significant effect on retirement planning. The coefficient of determination (R²) of 0.505 indicates that 50.5% of the variability in retirement planning can be explained by financial literacy and gender. These findings highlight the importance of financial literacy education as a foundation for improving retirement readiness and reducing the gender gap in retirement planning. The results of this study recommend the development of inclusive financial education programs and policies that support gender equality to improve financial well-being in retirement.
| Item Type: | Thesis (Other) |
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| Uncontrolled Keywords: | Financial Literacy, Gender, Retirement Planning, Young Adults, Malaysia. |
| Subjects: | H Social Sciences > H Social Sciences (General) H Social Sciences > HB Economic Theory |
| Divisions: | Sector Public Accounting > Undergraduate Theses |
| Depositing User: | Mr Bambang Anthony |
| Date Deposited: | 14 Apr 2025 07:20 |
| Last Modified: | 14 Apr 2025 07:20 |
| URI: | http://eprints.polsri.ac.id/id/eprint/16432 |
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